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Live baccarat is typically played with six or eight decks of 52 playing cards, all of which have a point value. Aces are worth one point, while cards 2 through 9 are worth their face value. The 10, jack, king, and queen have no value. Each game starts with the croupier dealing two sets of hands: the player hand and banker hand. Live baccarat is a traditional game of baccarat that is played in real-time at an online casino. The game is handled by a professional dealer and streamed in HD for players to watch. An online game of live dealer baccarat is a lot like playing the game.

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Baccarat is a very old card game which presumably was invented in Italy in the year 1400. The name of the game comes from the Italian word “zero”. This is related to the fact that the cards – tens, Jacks, Queens and Kings have a value of zero. The game, also referred to as Punto (player) Banco (bank), is played from a 'shoe' loaded with 4-8 decks of conventional playing cards.

Baccarat is a simple game, where one can place bets on three single types of bets: Banker bet, Player bet or a Tie (standoff). To place a bet put your chips (equivalent of money) on one of the sections and wait for the dealer move. In the beginning Baccarat might seem very confusing but overall it’s one of the easiest games at online casinos. To be honest, this game can be played without knowing the rules – you just have to bet on either the banker winning, player winning or a tie.

History

The name Baccarat is French, but, as previously mentioned, the game finds it roots in Italy when the game was introduced in the late 15th century under the name Baccara. Throughout its history, Baccarat has been considered a game of pure chance. In fact, the player's only involvement in the game begins and ends with his wager. Otherwise, the player never makes a strategic decision and only touches the cards in land-based games if they have the highest wager on the player's side.

Variations

No matter what financial variations are attached to the game, the rules and game-play always remain the same. In an online environment, players usually have a choice of playing the standard version or the 'live dealer' version.

Game-Play

Online baccarat is a game that requires nothing more than place a wager and push the 'deal' button. There are no playing decisions to be made at anytime because all those decisions are determined by an embedded action grid. That said, some useful information can help to get a better understanding of the game's idiosyncrasies and betting strategies.

As indicated above, the emphasis of baccarat lies in betting strategies. Every turn of the card is dictated by a set of rules laid out on a table for all to see. Note: All face cards have a value of zero or ten. All other cards are counted at face value.

The Bet: The game begins with the player placing a wager. There are three betting options. Bets can be place on the 'player' spot, 'banker' spot and/or on the 'tie' spot.

The Deal: The dealer is going to deal two cards for the player's side and two cards for the banker's side. Subsequent cards will be dealt based solely on the outcome of the first four cards dealt. The object of the game is to get the hand that comes closest to a total of 9. In fact, an 8 or 9 dealt to either side using only the first two cards is a 'natural' winner. If both side get an eight or nine, it results in a tie.

Player's Rules: If the player is dealt 0-5, the player automatically gets one more card. If the player gets 6 or 7, they stand. An 8 or 9 is a winner.

Dealer's Rules: The dealer's side is a bit more complicated. Overall, the dealer's side follows one of six different courses of action based upon what the player has done. For more details regarding these six rules, please refer to our 'Gambling Rules' page that is found under the 'Getting Started' menu item at the top of our website.

Outcomes: From a gambling perspective, baccarat is considered the most advantages game for the player. The house's advantage on the player's side is 1.24%. On the banker's side, the advantage is only 1.06%. Wagers on the tie spot give the house a whopping 14.4% advantage. A win on the player's side comes back with a 1-1 payout. The banker's side also earns 1-1, but a 5% commission is paid to the house. For a tie, the payouts range from 9-1 to 11-1, depending on the site.

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Rules and Strategies

As far as strategies are concerned, there really aren't any viable ways to improve a player's odds of winning. Some players have tried the Martingale betting system with mixed results, but the reality is that, aside luck, there's no a mathematic formula to win at baccarat.

Useful tips for players

Remember that before to start playing baccarat you should determine your bankroll.

1. Understand the Rules - When playing online baccarat, knowledge of the rules helps give you a sense of control. The realty is that online sites qre already programmed to make all the game playing decisions, but by understanding the rules and the payouts, you should be equipped to make proper wagering choices.
2. Set Betting and Time Limits - Baccarat is a fast-paced game. As such, you might have a tendency to get wrapped up in the action, which often leads to excessive wagering and/or playing for too long during a sitting. Before you start playing, set your bankroll and give yourself a . Once you have lost your bankroll, it's time to quit, at least for the day. When physical time is up, you should at least take a break from the action. It is also considered a good practice to set yourself a winnings ceiling. When you hit that amount, it's time to rest on your laurels. If you don't have the discipline to comply, it could be a clear sign of gambling addiction. In that case, it's advisable to stop playing at all and forget any form of gambling.
3. Play the Banker's Side - The house's advantage on the Player's side is 1.24%. The advantage on the Banker's side is 1.09% even with the 5% commission that is charged on winning hands. It doesn't take a math major to see there is an inherent advantage to sticking with the Banker's side. It's a great temptation to try to out guess the cards and play both sides. However, the statistics say you should play the Banker's side for the best opportunity to win.
4. Never Bet the Ties - Most online casinos pay anywhere from 8-1 to 9-1 for winning 'tie' bets. That might sound pretty good from a betting perspective, but further analysis shows this is a bad bet. At 8-1, the houses advantage is 14.4% and at 9-1, it's 4%. Those numbers are difficult to overcome.
5. Forget the Systems - There are many professional 'touts' who will tell you they have a surefire system for winning at baccarat and they are more than willing to share it with you for a fee. The reality is that anyone with a viable winning system would put it under lock and key. Don't waste your time and/or money trying out the latest systems. All the game's decisions are already programmed and nothing you do is going to increase your chances of winning.
6. Don't Ignore the Streaks - It defies the odds, but streaks have a knack for extending beyond reason. If you like playing the Banker's side and the Player's side hits three times in a row, take a quick break until the streak comes to an end. There is no need to tempt fate.
7. Practice, Practice, Practice - If an online casino gives the opportunity to play online baccarat for free, you owe it yourself to take advantage of the opportunity. By investing time playing the game for free, you are getting a free hands-on education on how the game is played and how betting strategies affect the game.

Other tips to emphasize:

• Start with mini baccarat games which are perfect for beginners – they have lower table limits and smaller number of players so the whole experience is not so intimidating.
• If it’s possible play games with less than 8 decks of cards.
• Never wager all your money on a single bet.
• Be aware that betting a tie (also known as a standoff) - it’s tempting but at the same time it’s probably the worst bet you can do - the odds against one of the players winning are much better.
• Bets on the banker are the best (the chances of winning while making this bet are 44, 6%).
• Don't bet against streaks.
• While betting, start with small amounts.
• Remember that counting cards at this game doesn’t work.
• Study the winning patterns.
• Remember that a natural 8 hand can only be beaten by a 9-hand.
• You have to draw your cards if your total comes out to be lower than 6 or 7.
• Take an advantage of offers and bonuses offered by the casino.

Online Baccarat Guide - Infographic

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Baccarat is a very interesting game. Typically situated in the corner of a
casino floor, the game is almost always packed with many observers as well as
players, but a lot of you probably don’t know what all the fuss is about. When
online casinos became popular, more people started to dip their toes into the
baccarat pool, only to find the game very fast, somewhat bland, and leaving them
even more confused about its popularity. To be honest, the game itself is very
simple to play, but playing online can seem far colder than what you have seen
as a land-based casino.

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Enter the live dealer version of baccarat. This game has been around for a
decade now and is doing its best to bridge the gap between the feeling of
playing live and the convenience of not having to put on pants to do so (we
don’t suggest you try this at your favorite Las Vegas casino…). This page is
going to give you everything you need to know to understand live dealer
baccarat, as well as letting you know what to look for when you decide you want
to give the game a try.

Where Is the Best Place to Play Live Dealer Baccarat?

Don’t need to learn any more about the game? You just want to get into the
action and start playing some live dealer baccarat? No problem! We aren’t
offended at all, and this page will always be here if you are looking to gather
more information. In the meantime, let’s get you on your way with a list of
recommended sites where you can find live dealer tables. These sites have all
been thoroughly reviewed by our team of experts, covering everything from
payment processing to promotions, and we think these are the best options for
you. If you want to check out more sites, we invite you to head to our review
section, but for the time being, here are our recommended live dealer
baccarat sites.

What is Live Dealer Baccarat?

Live dealer casino games have become very popular in the last few years, and
baccarat is one of the games that work very well in this environment. For those
of you who have never seen or heard of live dealer games, they are exactly as
they sound – games you are playing online with a human dealer instead of the
computer’s random number generator. This is all made possible by software
companies who have built the game with a live stream, allowing them to broadcast
dealers from studios who are dealing the games that you are playing with digital
chips. The fact that broadband internet connections have become faster and less
expensive in the last decade has allowed these companies to come to the
forefront, offering a different delivery method for the games you love.

The game itself is played the same way that baccarat would be played in a
land-based casino or online with an RNG. The game revolves around two hands –
the dealer and the player. Unlike blackjack, where there are multiple player
hands that you control from your side of the table, in baccarat there is only
one, and everyone bets on the outcome of that hand. This makes the game move
quickly, as the cards are only dealt with two spots instead of 6 or 7.

The rules of baccarat are quite simple. Before every hand, you can bet
whether the dealer hand will win, the player hand will win, or if the result of
the hand will be a tie. After wagers are placed, the dealer deals out two cards
to the player and dealer spots. The object in baccarat is to get a hand as close
as possible to a total of nine, unlike blackjack, where you try to get to 21.
The main difference between blackjack and baccarat is that all 10s and face
cards in baccarat have a value of 0.

After the two hands are dealt, each is added up to determine the score and
the subsequent action. First, if either hand adds up to 8 or 9, then it is
called a “natural,” and the hand is over, with the higher hand winning. If the
hands do not add up to 9 (remember that an 8 and a 9 would be a 7, not 17), then
there is a specific set of rules that must be adhered to for the remainder of
play. Don’t worry; you don’t have to remember these while you are playing, as
the dealer is in control of all the action. Here is how the rest of a hand takes
place.

The player hand is played first. If the player hand has a 6 or a 7, then it
stands. If it has a 5 or less, one more card is dealt, and that brings with it
the final number. Then it is the dealer’s turn to play, and this is where it
gets a little harder to follow. If the player did not receive a card, then the
dealer plays by the same rules as the player had to. However, if the player hand
has been dealt a third card, then the dealer acts as follows:

• If the banker hand value is 2 or less, a third card is always dealt.
• If the banker hand value is 3, a third card is dealt unless the player’s
  third card was an 8.
• If the banker hand value is 4, a third card is dealt if the player’s
  third card was 2 – 7.
• If the banker hand value is 5, a third card is dealt if the player’s
  third card was 4 – 7.

See what we mean? It is a little complicated, which is why the players don’t
control their own hands – the game would go on forever! At the end of play, the
higher hand wins, and those who are on the right side of the wager are paid 95%
of their bet in winnings (a 5% commission for the house). If the hand results in
a tie, then all bets except the tie are losers, with the tie bet paid 10 to 1
odds.

The game is very exciting to play once you get the hang of the rules, but you
have to remember that you are a passenger on this ride once you place your
individual bet.

Things to Look for in a Live Dealer Baccarat Site

Okay, great! Now you know how to play the game and how live dealer baccarat
works. The next step is to find a place to play! We already gave you a list of
our most recommended sites, but we thought it might be nice for you to have a
sense of how we came up with this list. Also, after reading up on how our
reviewers do their jobs, you will have a better appreciation of how detailed our
casino reviews are and the value they provide to our readers.

Here are a few of the considerations we look at while reviewing a place to
play live dealer baccarat.

Software

As you are going to be spending hours playing these games, it is really
important to us that the software you are using is the best you can find. We
test all the live dealer casinos on a regular basis. There are only a handful of
companies that offer this game currently, but that number is very likely to
increase with the growing popularity of live casinos. We look at both the
quality of the software and the live stream – if the stream is slow, then your
game will be choppy, and that is no fun at all.

Another thing to consider is the number of tables and dealers a software
company provides. Industry leader Evolution Gaming has 8 studios around the
world and hundreds of dealers on staff. This means that you are able to select
many different table limits, along with picking what dealer you want to play
with. This array of choice makes live dealer baccarat a more personalized
experience than with an RNG-based game.

Bonuses

Having great software is one thing, but a casino that is enticing you to use
their live casino takes the player experience to a whole new level. When we
review casinos, we look at the general promotions and bonuses that a casino
offers its players, but we are also on the hunt for offers that are specific to
live dealer games.

Many casinos are trying to convert players to this delivery
method because they have noticed how much longer players stay at these tables.
As a result, you can find bonuses that are specific to playing live dealer games
such as baccarat.

We will make a note of a site that has this kind of offer, so
you can take advantage of it when you are ready to give live dealer baccarat a
try.

Support

Many of you will be trying live dealer baccarat for the first time after
reading this article, and maybe that means you will have more questions than
normal when you sit down at a table. How a site approaches customer support is a
critical part of our rating system. The dealer you see on the live stream will
not be able to help you, as they are focused on dealing. You want to play with a
casino that offers 24/7 real-time customer support, especially if you are having
problems with a streamed game. Live chat is the preferred way of offering
support these days, but bonus points are given to a site that gives you a
telephone number, as sometimes it just takes the sound of a voice to calm the
nerves of a gambler having an issue at the table.

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Why Would Players Play Live Dealer Baccarat?

There are a couple of significant reasons why people choose to play live
dealer baccarat over the RNG version. First of all, the fact that you are
playing with a human on the other end of the live stream gives the game a
feeling that is far closer to what you would expect from a land-based casino.
Hands play more slowly, which means you aren’t burning through bets at an
alarming rate (many players complain about this when playing RNG games).

Also, the game is far more social. Even though you are sitting in your own
home or wherever you have chosen to play, you are actually sitting at a table
with more players, and with the chat feature, you can engage in discussions with
them while the hand is taking place. This can be a nice way to break up the
gameplay, which can be a tad boring, as you don’t actually act in the hands
themselves. We know many players who have started long-lasting friendships by
chatting at these live dealer tables.

Conclusion

There is no doubt that live dealer games are the way of the future for the
online casino industry. Games like baccarat really benefit from the live stream
version of the game, giving players a chance to play in an environment similar
to what they have seen in a land-based casino, but also giving them a chance to
learn the game so it isn’t as intimidating to walk up to one of these busy
tables. Now that you have a better understanding of the game, the rules, and why
live dealer baccarat has become so popular, we suggest you scroll back up this
page and click on one of our recommended sites and give the game a try!

Frequently Asked Questions

Is Live Dealer Baccarat Safe?

It is definitely safe to play live dealer baccarat online if you see the logo
of one of the gambling licensing jurisdictions on the site you choose. All the
reputable software providers in the industry seek out third-party auditors to
review their games and operational practices and are only too proud to display
positive results, so you know the game you are playing is up to industry
standards.

Can I Try Live Dealer Baccarat for Free?

Because there are dealers that need to be paid and a studio and streaming
that also costs money, most live dealer casinos offer only real money games.
However, you may find the odd table available (we haven’t seen many, if at all),
and because you are still playing online, there are many tables with very low
limits, so you can try a few hands without breaking the bank.

Can I Play Live Dealer Baccarat on My Phone?

The majority of live dealer software is built in a no-download format, making
it accessible to players through the browsers of their PCs or mobile devices. If
your phone or tablet meets the minimum technical specifications for the game to
work, then you should be able to access live dealer baccarat tables. One thing
to make a note of here is that you are at the mercy of the internet connection
on your device, so if you are in an area with low signal, you may experience
some choppiness in the gameplay.